Were committed to being a partner throughout your Medicare journey. Then, choose your location. {BKBmc]}mX:b%NgO\d#P3+M/(#_rKIPOG w+0Rf+ier?OOB*L> F-4 Laredo Mining, Inc. (An Exploration Stage Enterprise) Statement of Cash Flows March 31, 2008 (Date of Inception) through May 31, 2008 ----- CASH FLOWS FROM OPERATING ACTIVITIES Net loss $ (36) ----- NET CASH USED IN OPERATING ACTIVITIES (36) ----- CASH FLOWS FROM INVESTING ACTIVITIES 0 ----- CASH FLOWS FROM . Over the course of collecting consumer response data, the product constantly evolves to become an offering based on the untapped needs of the consumer. Get more information on this extra coverage and valuable benefits. She has been with the practice for 3 years. He places great emphasis on educating his patients and involving them in their own eye care. Gia gives MVP Members a free 24/7 "digital triage" tool that's accessible anywhere by phone, web, or mobile app. MVP Health Care serves communities in the United States. "The speediness of the visit. Medigap is add-on coverage to help cover healthcare costs that Original Medicare does not cover. Hearing aid repairs and replacements are subject to provider and manufacturer fees. Sign Up. Enter the email address you signed up with and we'll email you a reset link. Seven days a week, 8am-8pm EasternTime. April1September 30, MondayFriday, 8am8pm, Stay Informed Dr. Furey is a comprehensive ophthalmologist with a special interest in cataract surgery, including premium lens implants, as well as corneal and external diseases of the eye. Gitindranath Tagore Father, Integer ut molestie odio, a viverra ante. Get more information on this extra coverage and valuable benefits. Dr. Guthrie was born and raised in Queens, New York. All content 2023 TruHearing, Inc. All Rights Reserved. 748 were here. He serves as a scientific reviewer for the major ophthalmology journals. Search Appointments When selecting an in-person appointment, you must agree to our covid-19 policies. I Highly recommend her!". It was her dream to create an office that offers a standard of eye care that most patients have never experienced. Dr. Engelbert is a member of The American Society of Retina Specialists (ASRS), The European Society of Vitreoretinal Specialists (EVRS), the Association for Research in Vision and Ophthalmology (ARVO), and The American Academy of Ophthalmology (AAO) and the prestigious Club Jules Gonin. In-person visits and referrals are subject to cost-share per plan. Dr. Rapoport take great pride in providing caring and thoughtful attention to each patient and providing the most technologically advanced therapeutic, diagnostic and surgical care. He is a part of the team of the VRMNY retina specialists and is on the surgical staff at New York Eye and Ear Infirmary and Manhattan Eye, Ear & Throat Hospital. Menu. He also specializes in secondary intraocular lens implantation after complicated cataract surgery. I assist all my patients in obtaining referrals to specialists best-suited to address their specific needs. Locations and Directions. These ratings are based on verified reviews submitted by real patients. Add your insurance to see in-network doctors. His research interests primarily involve the diagnosis and treatment of agerelated macular degeneration. She is a member of the American Optometric Association and the New York State Optometric Association. You can search for MVP Health Care Eye Doctors by symptom or visit reason. Content www.Mvphealthcare.com. Location Plan Monthly premium MVP Medicare Preferred Gold (HMO-POS) $211 with Part D, $115 without Part D MVP Medicare WellSelect (PPO) $80 Chittenden County, VT MVP Medicare Secure Plus (HMO-POS) $90 MVP Medicare Preferred Gold (HMO-POS) $140 with Part D, $62 without Part D. Who owns MVP Group International? In addition to routine eye care examinations, she manages a wide array of patient concerns, including glaucoma consultations, allergic eye problems, corneal problems (including dry eyes), contact lenses, and management of ocular pathology. Notably, the lowest deductibles are found with the Premier Plus Bronze 1, with $3,900 per individual and $7,800 family deductibles. "Very professional / very informative / seen right away.". MVP Health Care: NY HMO Coverage Period: 01/01/2014 - 12/31/2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Single/Family | Plan Type: HMO . He was the first to use oral non-steroid anti-inflammatory medication for the treatment of cystoid macular edema and developed an eye drop to treat this condition. "I'm glad I came for my first eye check up, and a lot was discovered from a very thorough exam.". /u&j/_N 0az5rA1t}D 3 /?k"+}cJef Sign up for important Medicare updates. Easy to find doctors by their professional field and those that accepts ones health coverage. Health ManagementMVP provides integrated health management programs and tools to employers, providers, and members. Dr. Patel is highly trained in the diagnosis and treatment of dry eye, using the latest technologies such as Mibo ThermoFlo and IPL. Email. Zocdoc lets you search specifically for an Eye Doctor who has appointments available before 10:00 am, or after 5:00 pm. Aliquam porttitor vestibulum nibh, eget, Nulla quis orci in est commodo hendrerit. hV[k0+zl)$K:ypc5185hIs#pnq`qt}F}%q{.,\bq%tTdEZT|F^=i$ci3j%K!Rum|[H%OB.l4H *GqKNA}c]KVER|ZKGqy-VcU=s:MMlKa8,= (718) 285-7421. <> All dependents, up to age 21, have access to preventive, routine, and major servicesfrom any licensed providergiving members the freedom to choose any dentist they like. She loves her work and cares for her patients. CIN: Z99999ZZ Group: 241160 Plan Type: MVPM Margaret D. Hudsonmember DOB: 05/30/1985 Sex: F PCP: Joseph P. Physician, MD PCP Telephone: 914.555.9999 PCP Office:Family Medical Center 004336 Rx PCN: ADV RxGROUP: MVP625 If a provider that is participating with MVP provides See what Eduardo Calvillo (ehcg) has discovered on Pinterest, the world's biggest collection of ideas. [Kt6>{6l ttm;l5cz5(OXu]44=dv2OSmy[fhjuFaOT@TGw0]4UpTF>Y {zLP|itAnK~u wp9xQ3Q@F}Wh9 WCl*|kP,W*{WnvaKaV~22oLx&6.q()Vbtw7)1M;Om.J6h/ y#wI>$qI'*2plu0J&Y She works with her team to improve quality, safety, and service at her practice. Enrollment in Excellus BlueCross BlueShield depends on contract renewal. Copays vary from a 50% coinsurance to a $0 copay for specialist and office visits with the Bronze 6 coverage. For each new patient, I provide a comprehensive eye-focused medical assessment, taking into account overall bodily health in addition to eye history and concerns. Rochester Mental Health Center 490 E. Ridge Rd. Note: Your Plan . Get a Quote. Tier 1 prescription medications range from a $0 copay to a $10 copayment and rise up from there. Would totally recommend anyone looking to get their eyes checked by Dr. The MVP national health care provider network MVP has a national network of doctors and other health care providers1 that is made possible by our alliance with Cigna. The $5,000 deductible option means your health plan benefits kick in after you pay $5,000 out of your own pocket. While you are a MVP Care member, providers who are part of the Davis Vision network will provide your routine eye examinations and eyeglasses or contacts. On average, patients who use Zocdoc can search for a Primary Care Doctor in New Rochelle who takes MVP Health Care insurance, book an appointment, and see the Primary Care Doctor within 24 hours. Sed quis, Copyright Sports Nutrition di Fabrizio Paoletti - P.IVA 04784710487 - Tutti i diritti riservati. He completed his undergraduate degree at Ohio State University and then went on to complete his Doctor of Optometry degree at Ohio State university school of optometry. In a couple of weeks". The following plan types are printed on the member's MVP ID card: MVP Medicaid Managed Care (MVPM) MVP Medicaid Managed Care SSI (MVPMS) . If your patient is an MVP Select Care (ASO) member, fax a completed PARF to 1-800-280-7346 After you put your group number in just hit search to find providers in your plan. Excellus BlueCross BlueShield is an HMO plan and PPO plan with a Medicare contract. (TTY 711) Prescription coverage begins at either $5 or $10 for Tier 1 generic drugs. Dr. Patel is also trained and certified to fit orthokeratology overnight lenses such as Acuvue Abiliti, in addition to MiSight and atropine for myopia management. New York is well known for being one of the costliest states for health insurance plans. Every year, Medicare evaluates plans based on a 5-star rating system. stream The toll-free number is 1 (800) Cigna24 (1 (800) 244-6224). He earned a Ph.D. for this work and is considered a leader in this field. And took the time to explain everything I needed to do.". WE'RE HIRING. Every year, Medicare evaluates plans based on a 5-star rating system. You pay nothing after you pay your deductible for Medicare-covered services. TruHearing and (RE)TM are trademarks of TruHearing, Inc. All other trademarks, product names, and company names are the property of their respective owners. In her spare time, she enjoys spending time with friends and family, traveling to new places, and trying new food. Zocdoc let's you see real-time availability for MVP Health Care Eye Doctors. Also, a total of six complaints have been filed in the last year, one of which has been closed in the past 1 year. Cigna's network is our national network outside of MVP's regional provider network (New York and Vermont). Use Zocdoc to find eye doctors near you who take MVP Health Care insurance. 0 You can also expect to pay less out of pocket. Medicare, Medicaid and Affordable Health Care plans may also be accepted at your local store. Forty-six percent of enrollees in employer-based health plans are in a PPO. Quick Answer: What Does Mvp Stand For In Mvp Health Care, Question: Does Mvp Health Care Cover Dental, Quick Answer: Does Mvp Health Care Cover Prep, Quick Answer: Does Mvp Health Care Cover Truvada, Quick Answer: Does Mvp Health Care Cover Abortions, Question: What Does Mvp Health Care Cover, Quick Answer: Is Mvp Health Care For Sale. He has authored and co-authored over 100 articles in peer reviewed journals and has lectured at many scientific meetings throughout the world. 14 0 obj Also, there are 15 complaints on Pissed Consumer; most of them are due to coverage denial issues and difficulty finding health insurance providers. Getting started with your MVP health plan is easy with these key online resources. "It's a very comprehensive exam and everyone is very pleasant and competent but the wait time is too long.". Dr. Patel is a graduate of Aston University in Birmingham, UK and SUNY College of Optometry in New York City. For questions regarding fees, contact a TruHearing hearing consultant. MVP's New York State Government Programs Plan Types The following plan types are printed on the member's MVP ID card: MVP Medicaid Managed Care (MVPM) MVP Medicaid Managed Care SSI (MVPMS) MVP Medicaid Health and Recovery Plan (MVP** product name under development) MVP Child Health Plus (MVPC) The Cigna logo appears on the front of MVP member ID cards (except those of Medicaid health plan members). Together, we will work on learning new coping skills and strategies in order to help you get better and stay well. He believes strongly that by listening to his patients he can provide them with the best medical and surgical care possible. Call Find a meeting MVP virtual care services through Gia are available at no cost-share for most members. Dr. Guthrie has always believed the relationship between doctor and patient contributes significantly to the quality of care delivered and received and has built her practice on this fundamental belief. hawaiian lunar calendar; st luke's twin falls pediatrics; downtown orlando events today; kendall gray hunting. He is extremely passionate about providing exceptional care to all of his patients focusing on the best visual outcomes for each of his patients needs. This review was chosen algorithmically as the most valued customer feedback. Once registered, you can access your plan information when and where you need it. Her work regarding advances in eye care has been published in leading medical journals and presented at major ophthalmology meetings. She was awarded the Women in Science award by her alma mater, Benjamin Cardozo High School in Bayside several years ago. This is only a summary. Copays range from $50 to $70 for specialist visits, and primary care visits range from $30 to $45. MVP Option is now called MVP Medicaid Managed Care (or MVP Medicaid), with a plan type of MVPM on the member ID cards, and MVP Option Child is now called MVP Child Health Plus , with a plan type of MVPC on the member ID cards. The complaint volume, ratings, and rankings all sum to a pretty good reputation for MVP, with nothing raising red flags in any of the ratings. They provide a wide range of health insurance plans as well as HMO- POS health insurance plans for Medicare Advantage, individuals and families, groups, and other supplemental health insurance policies. MVP makes it simple to get rate information, as it is listed right along with the basic summary of benefits for every health insurance plan. Just call Cigna Customer Service. 0000883948-16-000268.txt : 20160802 0000883948-16-000268.hdr.sgml : 20160802 20160802112758 accession number: 0000883948-16-000268 conformed submission type: 8-k public document count: 22 conformed period of report: 20160802 item information: regulation fd disclosure item information: financial statements and exhibits filed as of date: 20160802 date as of change: 20160802 filer: company data . The content provided here and elsewhere on the Zocdoc site or mobile app is provided for general informational purposes only. Dr. Jonathan Ellant has trained as a corneal specialist and performs cataract and LASIK surgeries. All MVP Select Care members have the employer's name and/or logo listed at the top of their MVP Member ID card. hb```f`` kL2q~~33k#/vYV)UU@-?\gZ| \hV%kp?PLH +wMpEv}s_EW e3P H[tL. 3 Luglio 2022; common last names in kazakhstan; medical careers that don't require math in sa . A Minimum Marketable Product (MMP) is the next step after an MVP. Founded by doctors, MVP focuses on partnering with health care providers to optimize care for members. Mitral valve prolapse is also known as click-murmur syndrome, Barlows syndrome or floppy valve syndrome. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. MVP Health Care, Inc . She is also an expert in medical conditions affecting the front of the eye, including general eye care, contact lenses, eyeglass prescriptions, infections, blepharitis and styes. In and out and helpful with all questions!". hbbd``b` H ( $[DuH6HdH1012 q&3}0 Catherine Furey, MD is a board-certified ophthalmologist who joined SightMD in November 2021. TCm = MFPm + MVPm + Start-Up Paymentm - Failed Start Penalty m + Other Payment Adjustments (i) Monthly Fixed Payment. Find a convenient way to meet with an MVP Medicare Advisor. Log in/Register Find a Doctor Stay informed with important information for providers. Plan Options MVP features HMO, PPO, and EPO plans with high-deductible options and Student Plans. A money selection within a lottery game, can be a one-time payment provided immediately to the winning player. HMO plans typically have lower monthly premiums. Understanding that her patients visual needs are closely tied to their medical needs, Dr. Kahen-Kashi strives to provide the finest eye care in a cohesive manner. Insurances Accepted. I handle routine and complex cataract cases, and offer specialty lenses for those who seek them. "Dr. Levin is a kind and attentive doctor, very thorough highly recommended". Start Now See why MVP plans are highly rated. She enjoys getting to know her patients and looks forward to developing lifelong relationships with them. You can search on Zocdoc specifically for Eye Doctors who accept MVP Health Care for video visits by selecting your carrier and plan from the drop-down menu at the top of the page. Getting started with your MVP health plan is easy with these key online resources. Cultural Beliefs About Pregnancy And Birth In Japan, Its simple, secure and free. Monthly premium may vary based on income and plan selection. Check your local Visionworks for top plans in your area, or call to see if your plan is accepted. Post author By ; impossible burger font Post date July 1, 2022; southern california hunting dog training on mvp health care plan type mvpm on mvp health care plan type mvpm endstream He has published over 400 scientific papers and 13 books, which have earned him respect and admiration in the ophthalmic-retinal community and retina specialists internationally. She is as Assistant Clinical Professor of Ophthalmology at Mount Sinai, and is actively engaged in resident and fellow education. During each month of the Delivery Term, Buyer shall pay Seller, in arrears, a monthly fixed payment ("Monthly Fixed Payment" or "MFP") for the Units, as full payment for the right to receive the Products and the . The MVP national health care provider network is made possible by our alliance with Cigna. We work with top-rated commercial insurance providers to offer you the right commercial coverage for your business. In April 2009, Bright Eyes Optometry was established on the principles of guaranteed quality, convenience, and neighborly service. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at 1-800-852-7826 It elegantly shows that product management is the intersection of a diverse skill set. MVP Health Insurance Plans MVP was established in 1982 and has its headquarters in Schenectady, New York, to this day. Read verified reviews from patients and see real-time availability for every doctor, Choose your insurance to find nearby in-network doctors who accept your plan, Book appointments online and see the same great doctors in-person or with a video visit. MVP also provides Preferred Gold, a Medicare Advantage Plan. ambulance tailgate conversion She completed a Preliminary Medicine Internship at Evanston Northwestern Healthcare and an ophthalmology residency at New York Medical College. During his time as a student, he served as President of SUNYs Private Practice Club and Executive Board Members of Student Optometric Leadership Network (SOLutioN), the national organization of student private practice leaders. "Office staff was very nice the doctor was very professional and friendly.". Temporary insurance ranging from 30 days to 12 months. Get the free coverage you need with a quality health insurance choice that includes: . Dr. Williams is committed to providing you a comfortable and sound eye care experience. MVP Health Plan, Inc. is an HMO-POS/PPO/HMO D-SNP organization with a Medicare contract and a contract with the New York State Medicaid program. R;$M-n>moa/9\Nc5.? Hospital Billing Questions Call MVP's Provider Services at 1-800-684-9286, . Insurance can be bought directly or through a broker. An icon used to represent a menu that can be toggled by interacting with this icon. :). MVP offers Medicare Advantage (Part C) plans to residents of New York and Vermont. For the purpose of this assessment, we pulled up the health insurance plans offered to people residing in the same zip code as the organizations headquarters. % MEMBERS. My purpose is to help you navigate and manage any eye issues you and/or your loved ones may be suffering. How much does NYS health insurance cost? She participates in surgical mission trips to places including India, Nepal, and Ghana, performing and teaching cataract surgery. Medicare is managed by the federal government and is mainly based on age. Gia expertly assesses the patients' needs, offers instant advice, and refers them when necessary to the right course of care. This plan is for qualified individuals age 19-64. %PDF-1.7 Most people on the team seem to be developing a gut feeling for what is and isn't MVP. He is a nationally recognized expert in the care of age-related macular degeneration, diabetic retinopathy, and in the surgical management of retinal detachments as well as macular hole and macular pucker surgery. On Zocdoc, you can search specifically for MVP Health Care Eye Doctors with availability after 5 p.m. You can use Zocdoc to find MVP Health Care Eye Doctors who are highly rated by other patients. Dr. Guthrie went on to complete her post graduate training in Ophthalmology at the world renowned New York Eye and Ear Infirmary. If you aren't clear about any of the bolded terms used in this form, see the Glossary. Will come again.". NoMVP of Greenfield, US. As a nationally-recognized, regional not-for-profit health plan, we are committed to having a positive impact on the health and wellness of everyone we serve. At Crystal Run Healthcare, we strive to eliminate every barrier between you and good health. CIN: Z99999ZZ Group: 241160 Plan Type: MVPM Margaret D. Hudsonmember DOB: 05/30/1985 Sex: F PCP: Joseph P. Physician, MD PCP Telephone: 914.555.9999 PCP Office:Family Medical Center 004336 Rx PCN: ADV RxGROUP: MVP625 If a provider that is participating with MVP provides The MVP national health care provider network MVP has a national network of doctors and other health care providers1 that is made possible by our alliance with Cigna. The company serves more than 700,000 customers, with plans that are highly rated by both . He then was invited to further specialize in Cataract and Refractive Surgery and did his fellowship with world renown surgeon Dr. Howard Gimbel in Calgary, Alberta. MVP Health Care Ear, Nose & Throat Doctors, Anthem Blue Cross Blue Shield Eye Doctors, Empire Blue Cross Blue Shield (Health) Eye Doctors, EmblemHealth (formerly known as HIP) Eye Doctors, EmblemHealth (formerly known as GHI) Eye Doctors, Inter American University of Puerto Rico-School of Optometry, Doctor of Optometry, State University of New York, Doctor of Optometry, Russell Levine MD - Hells Kitchen Ophthalmology, Medical School - Albert Einstein College of Medicine of Yeshiva University, Doctor of Medicine, Yale New Haven Hospital, Residency in Ophthalmology, Memorial Sloan Kettering Cancer Center (Internship), Medical School - Cornell University, Doctor of Medicine, The New York Eye and Ear Infirmary (Residency), Saint Vincent Catholic Medical Center (Internship), Medical School - Cornell University, New York Campus, Doctor of Medicine, Manhattan Eye, Ear and Throat Hospital, Residency in Ophthalmology, American Society of Cataract and Refractive Surgery, International Society of Refractive Surgery, Medical School - Ruth and Bruce Rappaport Faculty of Medicine, Technion Israel Institute of Technology, Doctor of Medicine, Maimonides Medical Center, Internship in Surgery, North Shore-Long Island Jewish Health System, Residency in Ophthalmology, The Mount Sinai Hospital, Fellowship in Cornea, External Disease and Refractive Surgery, Medical School - Tufts University, Doctor of Medicine, St. Elizabeths Medical Center (Internship), Lenox Hill Hospital, Residency in Ophthalmology, Gimbel Eye Centre, Fellowship in Cataract and Refractive Surgery, National Association for Visually Handicapped, Medical School - Northwestern University, Doctor of Medicine, Vanderbilt University, Residency in Ophthalmology, Northwestern University, Masters in Public Health, Harvard University, Fellowship in Cornea and Refractive Surgery, State University of New York College of Optometry, Residency in Ocular Disease, American Academy of Orthokeratology and Myopia Control, Vitreous Retina Macula Consultants of New York, Medical School - University of Cincinnati, Doctor of Medicine, University of California, San Francisco, Residency in Ophthalmology, Manhattan Eye, Ear & Throat Hospital, Fellowship in Vitreoretinal Surgery and Macular Disease, Medical School - University of Tennessee, Memphis, Doctor of Medicine, Evanston Northwestern Healthcare, Internship in Preliminary Medicine, New York Medical College, Residency in Ophthalmology, Corneal Associates of New Jersey, Fellowship in Cornea, Medical School - Boston University, Doctor of Medicine, Manhattan Eye, Ear & Throat Hospital, Residency in Ophthalmology, Association for Research in Vision and Ophthalmology, Pan-American Association of Ophthalmology, American Society of Contemporary Ophthalmology, American Society of Laser Medicine and Surgery, State University of New York, Buffalo (Bachelor's), Medical School - Ludwig-Maximilians-Universitt Mnchen Medizinische Fakultt, Columbia University, Residency in Ophthalmology, Columbia University, Manhattan Eye, Ear & Throat Hospital, Fellowship in Vitreoretinal Surgery, University of Oklahoma, PhD in Microbiology and Immunology, New York Eye and Ear Infirmary of Mount Sinai, Fellowship in Retina and Vitreous, Illinois College of Optometry, Doctor of Optometry, Marshall B. Ketchum University, Doctor of Optometry, University of California, Davis (Bachelor's), New England College of Optometry, Doctor of Optometry, State University of New York, Residency in Ocular Disease, Medical School - State University of New York, Downstate Medical Center, Doctor of Medicine, Staten Island University Hospital, Internship in Internal Medicine, Louisiana State University, Fellowship in Cornea and Refractive Surgery, Contact Lens Association of Opthalmologists, Helen Keller Services for the Blind (Residency), Ohio State University, Doctor of Optometry, Optometric Society of The City of New York, University of Southern California (Bachelor's). In and out". of a particular type of health plan (examples of plan types include HMO, EPO, PPO and high-deductible health plans, or HDHPs). Shoppers can offer information concerning their preferences during the search process how much they would like to spend monthly and what deductible level they prefer. Out-of-network/non-contracted providers are under no obligation to treat MVP Health Plan members, except in emergency situations. Centers for Medicare & Medicaid Services (CMS) 2023 Medicare Part C & Part D Star Rating Data, Medicare.gov Medicare Plan Finder, October 6, 2023. Learn More. H="`xfA;A7,dPHVBvqD:g2 d0IE-W,*S:vm^"I OA^$j99`[{p EGUADn.m=zNbwl&. The Office of Personnel Management (OPM) has determined that MVP Health Care's prescription drug coverage is, on average, expected to pay out as much as the standard Medicare prescription drug coverage will pay for all plan participants and is considered Creditable Coverage. For dental plans available in New York, view the dental plan options below. The Microsoft Most Valuable Professional (MVP) award is given by Microsoft to technology experts who passionately share their knowledge with the community. Main Location Unity Chemical Dependency 1565 Long Pond Rd. PPOs are also fairly rare in the individual market. This means the costs of eye exams and eyeglasses are covered. It elegantly shows that product management is the intersection of a diverse skill set. Dr. Engelbert received his medical degree Magna Cum Laude from Ludwig-Maximilians-University in Munich, Germany, after which he dedicated himself several years to basic research in the study of endophthalmitis, a vision-threatening infection, that can occur after eye surgery. In-person visits and referrals are subject to cost-share per plan. For all MVP plan types, call 1-800-452-6966 or fax 1-888-452-5947. Shop for a plan. MVP Health Cares 750,000 members have access to more than 19,000 providers, 150 contracted facilities regionally, and a national network of 500,000 doctors, specialists, and hospitals.